No one likes to think about the possibility of damaging someone else’s property, but it’s always best to be prepared for the worst. So, what happens if you accidentally damage another person’s property with your boat? Great Southern Agency in Tomball, TX is here to explain the steps you should take.
What Steps You Should Take
The first thing you should do is assess the situation and determine whether or not anyone is hurt. If there are any injuries, call 911 immediately. Once you’ve determined that everyone is safe, you should try to locate the property owner so that you can let them know what happened and offer to pay for any damages. If the owner isn’t around, leave a note with your contact information and an explanation of what happened.
Next, you’ll need to contact your insurance company to inform them about the incident. They will likely send an adjuster to assess the damage and determine how much your policy will cover. Once you have an estimate of the damages, you can begin making repairs.
If the repairs are minor, you may be able to handle them yourself. However, if the damage is more severe, you’ll need to hire a professional. Be sure to get multiple estimates before making a decision, as repair costs can vary significantly from one contractor to the next.
Contact Us Today
No one wants to think about damaging someone else’s property, but it’s always best to be prepared for the worst. If you accidentally damage another person’s property with your boat, you should first assess the situation and determine whether or not anyone is hurt. If there are any injuries, call 911 immediately. Once you’ve determined that everyone is safe, try to locate the owner of the property so that you can let them know what happened and offer to pay for any damages.
Contact Great Southern Agency or come to our offices in Tomball, TX for comprehensive insurance services.