Bike Insurance in Texas

Mountain biking and exploring nature is a favorite pastime for our family.  Brian started mountain biking in the late 1980s and shares this passion with his wife and children.  We realize how expensive mountain and road cycling can be, and that is why we teamed up with Veloinsurance to ensure you have the proper coverage to protect your investment. 

Your bicycle most likely will have some coverage under your homeowners or renters policy, however, there are usually limits or restrictions on the value of the bike and the types of losses that would be covered. Also, should you have to file a bicycle claim against your homeowner’s policy, you risk having your homeowner insurance rates being increased. Hastings Insurance has teamed up with Velosurance so you will have the peace of mind and satisfaction in knowing that your policy is built specifically for you and your bike.

The first advantage of a policy from Velosurance is that the policy never depreciates the bike’s value for any reason. If a five year old $5,750 bike insured with a $200 deductible is stolen, the reimbursement will be $5,550. Additionally, the policy covers the insured bike for all types of accidental damage, no matter how the accident happens. One of the optional coverages is Medical Payments coverages. If you elect to purchase this coverage your policy will pay up to the policy limit for your bike crash related medical costs.

There simply is no other insurance for bikes that even comes close to the coverage offered by a Velosurance policy, and unfortunately, it often takes a claim to see how poorly other forms of insurance cover a high-value bicycle. If you own an expensive bike, don’t buy cheap insurance.

It's easy to get a quote! Just click on the "Quote Now" button and ride on!